Renewal delivers deep-dive claims analytics, pharmacy intelligence, and a structured 3-year roadmap — so every benefits decision is backed by data, not instinct.
From raw claims data to a board-ready executive summary, each deliverable is purpose-built to drive a specific decision — not to fill a binder.
Category-level spend breakdown, PMPM trending, utilization benchmarks, and high-cost claimant identification — with actionable flags for immediate attention.
A sequenced, prioritized plan across funding, vendors, clinical programs, and cost containment — built around your data, not a template.
Side-by-side modeling of your current trajectory versus proposed interventions — with projected savings, break-even timelines, and sensitivity ranges.
Top drug spend ranking, specialty vs. generic ratio, biosimilar opportunity sizing, and PBM contract performance vs. market — flagging where you're overpaying.
Current vs. recommended stop-loss design across specific deductible, aggregate factor, contract terms, and laser exposure — with market placement recommendations.
A clean, decision-focused executive brief distilling all findings into key risk flags, financial opportunities, and a prioritized action plan — formatted for C-suite and board presentation.
We gather 12–24 months of claims, pharmacy, stop-loss, and enrollment data from your carriers and TPAs.
Our analysts run category benchmarking, high-cost claimant screening, utilization flags, and trend analysis.
We build your vendor roadmap, financial pro forma, and intervention priorities around your specific risk profile.
Full deliverable package is presented to leadership — ready for board-level decisions and vendor execution.
Most employers don't know their true loss ratio, their top 5 drugs by cost, or whether their stop-loss structure is working. We change that in 30 days.
Know exactly where every dollar is going — and where it should be going.
Leave with a structured 3-year roadmap your team can actually execute against.
High-cost claimants, drug exposure, and stop-loss gaps — flagged before they become crises.
Every insight packaged for executive presentation — no translation required.